Welcome to CM Associates
Address: 102 A/ 12,Sulochana Complex, Palladam



Life Insurance

A life insurance policy is essentially a contract between an individual and an insurance provider, where the company promises to pay a specified amount of money to the family or beneficiary of the individual, in return for regular payments over a period of time. These payments are known as premium and are usually paid on an annual basis. The individual who buys the insurance is known as the policy holder.


Everybody, unquestionably, is familiar with the fact that higher education is expensive and it is, for sure, not getting cheaper what with price hike and general cost escalation.

Conventional Plans are traditional life insurance plans. They usually invest in low risk return options and offer guaranteed maturity proceeds along with declared bonuses

Pension during your old age. These policies are most suited for senior citizens and those planning a secure future, so that you never give up on the best things in life.

Estate plans help you decide how, when and to whom assets will be distributed after your death.

An annual insurance policy is a policy paid for by the year as opposed to by the month.

A term insurance is a protection plan for your family. It pays a certain sum to take care of your family’s financial needs in case of your unfortunate demise.


General Insurance

General insurance helps us protect ourselves and the things we value, such as our homes, our cars and our valuables, from the financial impact of risks, big and small – from fire, flood, storm and earthquake, to theft, car accidents, travel mishaps – and even from the costs of legal action against us. And we can choose the types of risks we wish to cover by choosing the right kind of policy with the features we need.



Fire insurance covers your property against the damage and losses caused by fire. This Insurance protects physical goods and the equipment of the business or home against any loss from theft, fire, and other perils.

Marine cargo insurance is a class of property insurance that insures property while in transit against perils consequent or incidental to the navigation of the sea or air or rail/road/inland waterways.

Stock insurance covers the costs of replacing your stock if any of it is lost, stolen or damaged.

Credit Shield Insurance will provide the financial security to you and your family in case of an unfortunate event relating to Loss of life, Permanent Total Disability, Critical Illness or Loss of employment.

Open Transit Insurance policy is a safe and secured way of covering the risk arising due to loss or damage caused to goods or personal belongings while in transit.

Electron Equipment Policy offers comprehensive coverage to loss of electronic goods and helps the policyholder save on unavoidable costs.

Machinery Breakdown policy is an ideal cover for all kinds of plant and machinery, to cover cost of repairs or replacement of damaged parts as a result of unforeseen and sudden physical damages.

An all-risks insurance contract covers the insured from all perils, except the ones specifically excluded from the list.

Health Insurance

Health insurance is an insurance product which covers medical and surgical expenses of an insured individual. It reimburses the expenses incurred due to illness or injury or pays the care provider of the insured individual directly.


A family floater policy is one where several members of a single family can be covered for a sum assured by paying a single premium in a year.

A comprehensive health insurance policy is an all-inclusive plan that provides extensive coverage against medical emergencies with lifetime.

Personal Accident Insurance offers financial compensation in the event of bodily injuries leading to total/partial disability or death caused due to accidents.

Family Accident Policy that covers all accident-related eventualities of the insured and proves to be the best defence against the odd slips, twists and turns of life.So, protect yourself and your family members.

Forte Insurence Policy's in-depth Corporate Insurance coverage offers a multitude of solutions tailor-made for you and your business. From your establishment, to your employees, to your financial assets, Forte is sure to cover you from all angles.

Corporate insurance is a type of insurance cover usually used by large organisations to protect their business against operational risks such as theft, financial losses, employees' health and accidents.

Tailor-made insurance schemes protect you from vector-borne diseases, accidents for a specific travel period or even motor insurance based on how the vehicle is utilized. Millennials understand financial liabilities and know the extent of cover they need.


Wealth Management

We provide financial planning and investment advice to individuals, families and business owners.

We walk our clients through a comprehensive financial planning process to make sure each client is moving in the direction of their goals, making smart decisions with their money, investing wisely, and preserving what they’ve worked their whole lives to achieve.

We’ve done things that will revolutionize the way that families receive financial advice. If you want to get your entire financial house in working order, you’re in the right place.